September 24, 2025
Incorporations for Mortgage Brokers and Realtors
We have watched a few webinars lately on how mortgage corporations will soon be permitted in BC. Of course, with any government changes soon is relative…..the earliest this will happen is October 2026. Whether you are a mortgage broker or realtor looking to incorporate, the usual...
Read MoreSeptember 10, 2025
Spagnuolo LLP – Fall Emails
After taking August off from emails we are back at it! Lots of good content coming your way, but of course if there are any suggestions, please let me know. For now, we seem to be receiving a few questions about title insurance, most or all of which are answered on our website at the...
Read MoreJuly 23, 2025
Using a Title Insurer for a Refinance
For all you mortgage brokers out there, you should have a read of a recent article in the Globe and Mail, found at He refinanced his mortgage to settle high-interest debts. CIBC and CMHC repaid an interest-free loan instead - The Globe and Mail. For those that do not have an account with...
Read MoreJuly 9, 2025
Non-Financial Charges on Title and recent decision of B.C. Supreme Court
Good morning, Do you have a client relying on an old covenant to stop a multi unit building from being constructed in their neighbourhood? Do you have a builder wanting to build a small multi unit complex in a single-family neighbourhood but a covenant on title prohibits such a...
Read MoreJune 2, 2025
Spagnuolo LLP – 2025 Italia Day
Hi everyone, I am sure you are all aware Monday June 2 is Festa della Repubblica (Italy Republic Day) and we are celebrating. For our staff its cappuccino's, lattes and gelato all day long. For clients dinner is on us! For the month of June we are suppling our clients with a swag bag of...
Read MoreMay 21, 2025
I’m A Podcast Star (LOL)
A couple of weeks ago I asked you for questions to answer on a podcast in which I was a guest. Your response was tremendous and I received hundreds of responses and several dozen questions, so many that we could not get to all of them. But at least I have a number of potential...
Read MoreMay 20, 2025
Changes to First Time Home Buyer G.S.T. Rebate
Yesterday, May 27, the Federal Government issued a press release that is very important for first time home buyers of new homes (and co-ops): a full GST rebate on homes under $1 million, and a partial rebate on homes between $1 million and $1.5 million. Per the press release (the link to...
Read MoreMay 6, 2025
Topics of Discussion
I appreciate this is short notice but I am on a podcast tomorrow, May 7, 2025, talking all things real estate. I thought I would ask you what topics need to be discussed. If you could learn more about some real estate topic, what would it be? The podcast is tomorrow at 11:00 am, so you do...
Read MoreApril 22, 2025
Foreign buyers and the prevailing political wind
Those that are active in the BC real estate market know that different levels of government have put in policies to slow demand over the years. Many of which were put in place when the market was roaring. However, the market has turned and liquidity has dried up in certain areas of the market...
Read MoreApril 9, 2025
Be Kind to Your Lawyer Day
Let me start by saying thank you for all the kind words on becoming a grandfather. I appreciate all the email messages. On another non-legal note, I am simply reminding you today is Be Kind To Your Lawyer Day. Yes, this is real, at least since 2008! No need to send a gift! Regular...
Read More